The department can apply for an emergency EIDL grant that is an advance of $10,000. The advance will be provided within three days of applying for the loan, and the volunteer department will not be required to repay the advance. The EIDLs provide up to $2 million for working capital, have a 2.75% interest rate for non-profits, and can be repaid over 30 years. EIDL loans can be used for certain purposes, like fixed debts, payroll, accounts payable, and cannot be used to refinance debt, make payments on loans owed by another federal agency, pay tax penalties, or repair physical damages. Please go to the SBA website for more information about using the EIDL program. Please note that, as of April 17, Congress needs to authorize more funding for these programs. We expect the programs to receive more funds in early May.